Malel’s Vista
Half full and half emptyHouse and Home
Experience of Looking for a House
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malel wrote @
Houses I’ve seen and liked
Two houses so far:
E 25th St at 26th Ave
Brookdale Ave at 32nd Ave
The first had the advantage of being in an L-shaped cul-de-sac in the corner of the L. To the right there was an empty plot of land that belonged to the water district. No chance of anything being built there.
Its main drawback was a noticeable crack along the front and one side of the foundation. It may be an old crack but it could equally well be recent. A horizontal crack between bricks in the chimney suggests that it may be recent. the house is on a slope. Replacing a foundation is costly.
The second house was on level ground. It too had a horizontal crack between the bricks of the chimney. The foundation wasn’t visible.
There were two things that concerned me. When I arrived a car was parked with 4 people in it, some of whom were smoking what appeared to be marijuana. Do I want to live near such open drug use?
The other thing was after viewing the house both inside and out, as the agent was locking the door, there was the sound of bass from someone playing music loudly. Something that I live with from time to time, now, and something I want to move away from.
M.
malel wrote @
Recently learned that if I want to take advantage of the local loans for first-time home-buyers (FTHB), I will have to postpone the search for a short while.
The FTHB loans have a very low interest rate that is not payable until the mortgage is fully pais off or I sell or move out.
In order to apply for the FTHB loan, I must attend two classes and be awarded a certificate.
I’ll keep looking at locales and houses just in case but will not be seeing the insides of any homes.
M.
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The last two weeks have been spent looking at houses, talking with real estate agents and learning about financing, loans, and other matters concenred with purchasing a place to live.
I’ve learned a lot. There are very few places that are available at prices I can afford especially in areas that I am prepared to live. Most of the lower priced properties are in areas that I would not be entirely comfortable walking at night. I don’t know if my fears have any foundation in reality. It’s just an impression.
Probably my biggest concern is moving into a place that is less livable because of neighbors than the place I already live. When you buy, you are in it for the long haul.
M.